• Broadcast and Non-Broadcast Media Agreements
• U.S. Work Permits
• Performing in Canada for Musicians from the USA and Abroad
• Neighbouring Rights And Private Copying Royalties
• Instrument and Liability Insurance
• Health and Travel Insurance
• Services for Your Symphony
• Theatrical Performances
• Supporting Freelance Musicians
• Booking Agents
• Zero Rating Certification Program

Instrument and Liability Insurance

Features of the Program

• All Risks coverage on your instruments and equipment
• Worldwide coverage
• Rental reimbursement if you need to rent an instrument or equipment in the event of a loss, up to $10,000
• $100 Deductible
• Commercial General Liability including bodily injury, personal injury, property damage, medical payments, tenants legal liability, advertising injury and non-owned automobile
• Loss of earnings up to $5,000 due to loss or damage to venue
• Up to $2,500 coverage on promotional material, t-shirts, CD's, posters, and etc...
• Loss of earnings up to $5,000 due to loss or damage to venue, and provided Live Performance Contract was completed for Canadian engagements (click here for LPC) and Travel Engagement Contract for US performances (click here for T2C).

Instrument/Equipment Insurance Rates

• $2.20 rate per $100 sum insured for Instruments & Equipment (starting December 1, 2024 rates will increase to $2.27 rate per $100 insured)

Liability Insurance Rates

• $500 deductible
• $1,000,000 limit - $66 per member (starting December 1st, 2024 rates will increase to $68 per member)
• $2,000,000 limit - $127 per member (starting December 1st, 2024 rates will increase to $131 per member)
• (Higher limits available upon request)

This coverage is available only to AFM members. To learn more about becoming a member please contact Cathy Lee at cathylee@afm.org.

Application: Musicians' Instrument Equipment Liability Application

For questions on the program or to submit your application please contact: