Instrument and Liability Insurance



Features of the Program

  • All Risks coverage on your instruments and equipment
  • Worldwide coverage
  • Rental reimbursement if you need to rent an instrument or equipment in the event of a loss, up to $10,000
  • $100 Deductible
  • Commercial General Liability including bodily injusry, personal injury, property damage, medial payments, tenants legal liability, advertising injury and non-owned automobile
  • Loss of earnings up to $5,000 due to loss or damage to venue
  • Up to $2,500 coverage on promotional material, t-shirts, CD's, posters, and etc...
  • Up to $5,000 loss of earnings due to loss or damage to equipment


Instrument/Equipment Insurance Rates

  • $2.00 rate per $100 sum insured for Instruments & Equipment


Liability Insurance Rates

  • $500 deductible
  • $1,000,000 limit - $60 per member
  • $2,000,000 limit - $115 per member
  • (Higher limits available upon request)

This coverage is available only to AFM members. To learn more about becoming a member please contact Cathy Lee at

Application: Musicians' Instrument Equipment Liability Application

For questions on the program or to submit your applicaiton please contact:

Hub International
Cristina Omar
3063 Walker Road
Windsor, Ontario,N8W 3R4
Telephone: 519-325-1785
Fax: 519 966-6177
Toll Free: 1-800-463-4700 Ext. 1785
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